An iPhone app in development

Meet Thaw.

Thaw brings your debts, monthly payments, and payoff goals into one place. See the progress you have made and explore what your next payment could change.

Developed by D2 Rental LLC in Wichita, Kansas.

Thaw app icon: an icy dollar sign beside a melting zero

Inside the app

A clearer view of your debt.

01 / TRACK

See the whole picture

Add each debt's current balance, APR, minimum payment, and due date. The home screen brings your balances, monthly payments, and progress together.

02 / RECORD

Keep a payment history

Log payments against individual debts, review past payments, and turn on reminders ahead of due dates.

03 / PLAN

Compare payoff paths

Choose an avalanche or snowball strategy. In What If?, see how an extra monthly payment could affect interest and your projected debt-free date.

04 / AIM

Work toward a date

Thaw Pro includes a target date calculator to estimate the additional monthly payment needed for a chosen payoff date.

Availability

Preparing for release.

Thaw is currently being prepared for iPhone. The planned free version supports tracking two active debts, logging payments, and payment reminders. Pro is planned for unlimited active debts and additional planning tools.

For questions about Thaw, email david@d2rentalllc.com.